Help is Here: The American Rescue Plan

On March 11, 2021, President Biden signed the American Rescue Plan into law to help our communities recover and rebuild from the COVID-19 pandemic.

This historic relief package includes direct support for Nevada families, small businesses, and communities. To learn more about how the American Rescue Plan will benefit your family, keep reading or visit WhiteHouse.gov/American-Rescue-Plan.


Money in Your Pocket:

  • $1,400 Survival Checks. The American Rescue Plan provides $1,400 checks that follow the $600 down payment Congress made in January. These full checks are available for Nevadans earning up to $75,000 ($112,500 for heads of household and $150,000 for married couples). Dependents of any age (including children and some disabled and elderly people) are eligible for these checks, which will be included in the payments to their parents or caregivers.

    Looking for your check? Find the status of your payment by using the IRS Get My Payment tool.
     
  • Expanded Child Tax Credits. The American Rescue Plan expands the Child Tax Credit to $3,600 per child for children under six, and $3,000 for children between six and 17. Unlike the pre-pandemic tax credit, this expanded Child Tax Credit will be paid in $250-$300 monthly increments between July and December 2021, with the remainder available in 2021 tax returns. The full expanded child tax credit is available for Nevadans making up to $75,000 ($150,000 for joint filers) and begins to phase out at higher income levels. To learn more about the Child Tax Credit expansion, click here.

    Note: If you did not file 2019 or 2020 taxes, you will need to use the IRS non-filer tool to ensure eligibility for your benefits. This tool will become available on the IRS website in the weeks to come.
     
  • Extended Unemployment Insurance. Nevada’s economy has been among the hardest-hit by the COVID-19 pandemic, and thousands are still unemployed. The American Rescue Plan extends $300/week federal unemployment payments (which are paid in addition to state unemployment payments) through September 6. Need to apply for unemployment insurance? Click here.

Affordable Care & Shots in Arms

  • Affordable Health Insurance. The American Rescue Plan makes health care more affordable for Nevadans in several ways:
     
    • COBRA Insurance. If you lost your job, you may be eligible to maintain your health insurance through the COBRA program. In normal times, COBRA requires laid-off employees to pay the full cost of their health care premiums, which can be expensive. Under the American Rescue Plan, COBRA premiums are fully covered for six months. Your employer or employer-sponsored health care plan must provide you with information about your COBRA coverage continuation rights. To learn more, click here to read FAQs from the Department of Labor.
       
    • Marketplace Subsidies. Many Nevadans get affordable health insurance through the Affordable Care Act Marketplace exchange. The American Rescue Plan makes these plans even more affordable by capping marketplace premiums at no more than 8.6 percent of income. Nevadans who make 150 percent of the poverty line or less will now pay no premiums for marketplace plans. Both changes will be in effect for 2021 and 2022.

      Need health care coverage? You can enroll in a Marketplace plan through August 15 by visiting Healthcare.gov.
       
  • Funding for Expanded Vaccination Efforts. The American Rescue Plan includes $20 billion to expand COVID-19 vaccination efforts nationwide.

    • With help from this funding, all Nevadans 12 and older are eligible for the COVID-19 vaccine. Vaccines are allocated at the county level. To learn about your county’s vaccination schedule and locations to schedule your appointment, click here.

Support for Small Businesses

  • The American Rescue Plan provides billions of dollars in support for small businesses and establishes a new funding program specifically for restaurants. If you need a Paycheck Protection Program (PPP) loan for your small business, make sure to apply by the May 31, 2021 deadline to get the funding you need. To learn more about assistance for your small business, visit SBA.gov.

  • The American Rescue Plan also established two additional programs to provide assistance to businesses that have been hardest-hit by COVID-19.
    • The Shuttered Venue Operators Grant program provides financial assistance to venues that were forced to close due to COVID-19. To learn more and apply, click here.
    • The Restaurant Revitalization Fund provides financial assistance to restaurants and other eating establishments. To learn more and apply, click here

Funding for Schools & Essential Workers

  • Help for Schools. The American Rescue Plan provides more than one billion dollars to help Nevada schools return to in-person learning safely. These funds can be used to improve social distancing, hire more teachers, increase personal protective equipment (PPE) availability, and provide supplemental afterschool and summer programs to students.
     
  • Funding for Communities. The American Rescue Plan includes billions for Nevada’s state and local governments, which can be used to keep essential workers on payroll, expand public health efforts, and fund social services and other public programs.

Housing & Nutrition Assistance

  • Nutrition Assistance. The American Rescue Plan extends a previous increase in SNAP benefits through September 2021 and addresses summer food insecurity by allowing states to continue providing grocery benefits to replace school meals when school buildings are not open. The law also invests in food assistance for the Supplemental Nutrition Program for Women, Infants, and Children (WIC) to modernize systems, reach more families, and increase the amount of fruit and vegetables that participants can receive. To apply for nutrition assistance, click here.
     
  • Housing Assistance. The American Rescue Plan allocates more than $25 billion for emergency rental assistance and $10 billion for homeowner assistance to help families keep a roof over their heads. In addition, $100 million will be allocated to address housing insecurity in rural areas, and $750 million will address housing needs in Native American communities. For those who have struggled to pay their rent, the Centers for Disease Control and Prevention eviction moratorium will continue through June 30. To download the form that you must present to your landlord to prevent eviction, click here.
    • In Clark County, the CARES Housing Assistance Program (CHAP) is accepting applications for rent and utilities aid with help from the American Rescue Plan. To determine your eligibility or start an application, click here.
    • Families living outside of Clark County can find resources through the Department of Housing and Urban Development (HUD). To find these resources, click here.
    • Homeowners who are struggling to pay their mortgage or at risk of foreclosure can access assistance through the Nevada Department of Business and Industry. Click here to learn more.

COVID-19 Funeral Assistance

With funding from the American Rescue Plan, FEMA will provide financial assistance for COVID-19-related funeral expenses incurred after January 20, 2020. Applications for the funeral assistance program are now open through FEMA's dedicated call center. To apply, call 844-684-6333 between 6 a.m. and 6 p.m. pacific time. More information will become available shortly on FEMA's website.

Learn more:

American Rescue Plan: By the Numbers

Estimated Coronavirus Relief Funding for Nevada State and Local Governments

The numbers below are from data provided by the U.S. Treasury. For more information, click here.

  • State Government: $2.738 billion
  • Support for non-entitlement units (local governments with populations of less than 50,000): $150,738,524.00

Cities:          

  • Las Vegas: $130 million
  • North Las Vegas: $46 million
  • Henderson: $37 million
  • Reno: $51 million
  • Sparks: $16 million

Counties:

  • Carson City: $10.86 million
  • Churchill County: $4.84 million
  • Clark County: $440 million
  • Douglas County: $9.5 million
  • Elko County: $10.25 million
  • Esmeralda County: $169,570
  • Eureka County: $394,109
  • Humboldt County: $3.27 million
  • Lander County: $1.074 million
  • Lincoln County: $1.006 million
  • Lyon County: $11.17 million
  • Mineral County: $875,043
  • Nye County: $9.036 million
  • Pershing County: $1.3 million
  • Storey County: $800,844
  • Washoe County: $91.59 million
  • White Pine County: $1.86 million

Estimated Funding for Nevada Schools

The numbers below are estimates provided by the House Committee on Education and Labor. For more information, call (202) 225-9894.

  • Churchill County School District: $4,970,000
  • Clark County School District: $835,403,000
  • Douglas County School District: $3,873,000
  • Elko County School District: $6,177,000
  • Esmeralda County School District: $144,000
  • Eureka County School District: $186,000
  • Humboldt County School District: $3,974,000
  • Lander County School District: $850,000
  • Lincoln County School District: $807,000
  • Lyon County School District: $11,646,000
  • Mineral County School District: $1,197,000
  • Nye County School District: $10,165,000
  • Carson City School District: $9,401,000
  • Pershing County School District: $1,015,000
  • Storey County School District: $248,000
  • Washoe County School District: $73,342,000
  • White Pine County School District: $1,401,000