Job Seekers Guide

My top priority in Congress is to make sure I’m taking care of people like you and your family back home. If you or anyone else needs help due to layoffs or for any other reason, I hope this Job Seekers Guide can help you get back on your feet more quickly.

Everyone deserves a government that works for them, not just big corporations, special interests, or the extremes of either party. While our economy is continuing to create record numbers of good-paying jobs overall, I understand that things remain hard for many families right now. Higher prices on household expenses like gas and groceries particularly impact people on fixed incomes, retirees, and our public servants like teachers and servicemembers.

You may be able to use this guide to get connected with emergency unemployment insurance to get through this tough time. It may also help you find a new job, start a new small business, or get help with your bills and finances. I hope the resources below can provide guidance to you and your loved ones. Please know that my office is here to help with any questions you may have by calling us at (702) 963-9360. You can also find other resources at horsford.house.gov.

Emergency Unemployment Insurance

After losing a job, many people need a safety net for breathing room until they can get back on their feet. Here’s how you can access emergency unemployment insurance and other resources.

Unemployment Benefits

Please visit https://www.usa.gov/unemployment-benefitsto find out how to apply for unemployment insurance you may need during this time. Visit Nevada's page to learn about what the eligibility requirements are for unemployment insurance and to find contact information for the state’s unemployment office. You can also reach out to the employment and training hotline at 1-877-872-5627.

Get Help with Unemployment Insurance

If you’re experiencing issues with your unemployment insurance – such as delays with receiving payments or  other bureaucratic issues – please contact the Governor’s constituent services team for more help.  They’re here to help resolve issues with state agencies. You can find their information at https://gov.nv.gov/ and navigating to Constituent Services.

Find a New Job

I understand it’s tough for many people right now. Though we’ve seen some economic uncertainty, we’re also seeing some key progress that can help people find new work. Our economy created arecord-breaking 13 million jobs over the last two years and there are many opportunities available.

If you’re looking for a new job or a higher-paying job, here are some resources that may be able to help:

Find an American Job Center

Please visit the Career One Stopto find a job center near you. These centers are sponsored by the U.S. Department of Labor and several state agencies. It’s free to use and you may be able to use it to find a job, create and post a resume, find training, file for unemployment benefits, and more.

State Job Bank

The state government has created this resource to compile thousands of opportunities available in Nevada.

USA Jobs

Use this webpage to apply for employment with the federal government. Over 12,000 good-paying jobs are available to the public in fields as wide-ranging as computer engineering, biologists, acquisitions and contracting, and much more.

Bipartisan Infrastructure Law Jobs

The bipartisan infrastructure law is also creating thousands of jobs across the country, including many that don’t require a college degree. Learn more about it and see how you can apply at the link above.

Feds Hire Vets

This website helps connect veterans with job opportunities throughout the federal government.

Veterans' Employment and Training Service

This is a U.S. Department of Labor initiative that’s focused on connecting veterans, service members, and military spouses with meaningful careers.

Start a New Business

For some, this may be an opportunity to branch out on their own and finally start the new business that they’ve been dreaming about. The past few years were the strongest on record for new small business applications. I'm working to build on this progress and ensure small businesses have the tools they need to thrive.

Here are some resources that can help local entrepreneurs in our region.

The U.S. Small Business Administration (SBA)

This agency is here to help small businesses succeed. Find resources, affordable capital, and more.

The U.S. Department of Commerce’s Minority Business Development Agency

The U.S. Department of Commerce also has resources to help minority owned businesses secure access to  capital and compete for government contracts.

Export-Import Bank

This independent agency can help facilitate international transactions for small businesses when private sector lenders are unable to do so.

Export Assistance

The Department of Commerce also offers a number of tools to help businesses export their products around the globe.

Get Help from My Office

My North Las Vegas District Office may be able to help local businesses navigate challenges they may be having with the federal government.

Help with Housing, Bills, and Finances

I understand paying your bills can be especially difficult when you’re in between jobs. A variety of resources are available to offer you assistance. Please review all of these to see if they may be useful.

Consumer Financial Protection Bureau: Mortgage Resources

Help for people who are having issues with their mortgages or are looking to buy a home.

Department of Housing and Urban Development (HUD) Approved Housing Counselors

HUD approved housing counselors can help folks understand their options and answer questions. Counselors are often available at little or no cost.

Lower Utility Bills

There may be ways to make your home more energy efficient and lower your bills. Visit here to learn more, including savings available due to a new law. Many Americans qualify for upfront discounts or tax breaks that could save an average of $500 per year on home energy bills.

General Credit Card Help

This is a good place to start for people who may have general questions or need assistance.

Stop Mystery Fees on Your Credit Card (PDF)

Sometimes credit cards can come with unexpected fees. The Consumer Financial Protection Bureau has more info on how to stop mystery fees.

Fix Mistakes on Your Credit Card Bill (PDF)

Mistakes on your bill can occur. Five steps are shared here that can help you address them.

What To Do If You Can't Pay Your Credit Cards on Time (PDF)

If you’re in a tough spot, the Consumer Financial Protection Bureau also has more on what you can do if you can’t pay your bill on time.

Free Credit Reports

Credit reports can help you identify and fix possible issues to protect your credit rating. The safest way to request a free credit report is at http://www.annualcreditreport.com, an official website authorized by federal law.

The Affordable Connectivity Program

The bipartisan infrastructure law established the Affordable Connectivity Program. This new initiative helps more families afford high-speed internet – up to $30 a month off their internet bills. Some families may also be eligible for a discount to purchase a desktop, laptop, or a tablet to access the internet.

Claim Lost Funds

Find old payroll checks that haven’t been cashed, bank savings that may have gotten lost, unclaimed insurance proceeds, and more for free. Over time people can lose track of some funds – and people often have more unclaimed property than you think!

Consumer.gov

Find tools that can help you protect your identity, manage money wisely, and more.

When You Can’t Pay Your Bills

Resources from the Consumer Financial Protection Bureau on how to dispute billing errors, manage debt, and  look out for unfair practices.

Explore More Help

Search for more assistance including for telephone bills, utilities, and more.

Help with Health Insurance

I know health insurance can be a concern after losing a job. Here are some resources that may be able to help  you during this difficult time.

COBRA Continuation Coverage

If you’ve lost your job, COBRA may be an option to temporarily continue your coverage. You can visit the Department of Labor’s website to learn more about COBRA and get answers to your questions. You may also call them at 1 (866) 444-3272. 

Shop for Affordable Health Insurance Plans

It may be possible to enroll in a plan now for certain qualifying life events, such as if you lost your coverage due to a layoff. In addition, healthcare.gov also has more information to help you decide whether shopping for a new plan or COBRAmay be right for you.

Find Local Help

You may also be able to get in-person assistance to find affordable health insurance. You can also access help over the phone or via email.

Children's Health Insurance Program

Affordable and quality health coverage for children or teens.

Community Health Centers

People can access several different local health centers for the care they need, including those who are uninsured or underinsured.

Get Help with Surprise Medical Bills

Congress recently passed a new bipartisan law to ban surprise medical billing, which is now in effect. I’m pleased to share the law has already blocked more than 9 million surprise bills. You can also get help with your medical billing situation or file a complaint by calling the No Surprises Help Desk at 1-800-985-3059.

Additional Help

We’re here to help you however we can. You can always call my district office at (702) 963-9360 to ask questions. If you’re having issues with the federal government, anything from the IRS to Social Security, please know that my office is here to serve you. We’ve helped recover nearly $7 million for hardworking Nevadans since I took office. We’ve also served 5,000 individual residents. We’re always here to serve you.